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University of Nebraska–Lincoln

Identity Theft

Keeping you safe from identity theft

Identity Theft

Identity Theft >> Fight to Clean Up Your Identity

Don't Hesitate! Follow these steps Immediately!

  1. Set the record straight. ALWAYS CONTACT THE PARTY THAT WAS INVOLVED
    • If your credit card was stolen the other party is the card issuer
    • If your driver’s license was stolen the other party is the DMV
  2. Inform your employer that someone else is or has been using your name
  3. Contact the Federal Trade Commission (FTC) – they are responsible for receiving and processing complaints by people who think they may be victims of identity theft. The FTC can give you the proper steps that are needed to resolve problems and repair damages to your credit report. Call toll-free 877-IDTHEFT (438-4338).
  4. Contact one of the three major credit bureaus – they will put a fraud alert on your credit report.

    EQUIFAX – 1-800-525-6285
    EXPERIAN (TRW) - 1-800-397-3742
    TRANSUNION CORP – 1-800-680-7289

    Once one of these credit bureaus confirms the fraud alert, the other two bureaus will be automatically notified.
  5. Close any accounts that may have been corrupted. This will stop any future fraud on this account.
  6. Contact your local police department and file a report . Keep good records of contacts.
  7. File an Identity Theft Report